Turn-Over Photos

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SAMPLE COMPUTATIONS:

Option 1: PAG-IBIG FINANCING:

Price Range: P1,060,000.00 to P1,150,000.00

Option 1: Through Pag-Ibig

Selling Price	Php 1,090,000.00
Add: Processing Fee	Php 130,800.00
Total Contract Price	Php 1,220,800.00
Less: Loanable Amount to Pag-ibig	Php 1,090,000.00
Required Equity	Php 130,800.00
Less: Reservation Fee	Php 10,000.00
Net Equity	Php 120,800.00
Monthly Equity for 12 months	Php 10,066.67

Monthly PAG-IBIG Amortization:

30 yrs @ 9.5%	Php 9,165.31
25 yrs @ 9.5%	Php 9,523.29
20 yrs @ 9.5%	Php 10,160.23
15 yrs @ 9.5%	Php 11,382.05
10 yrs @ 9.5%	Php 14,104.33
5 yrs @ 9.5%	Php 22,892.03

NOTE:

• MRI and FIRE Insurance are Not yet included.
• Maximum of 12 months downpayment term for Pag-ibig financing.
• Maximum terms of loan varies depending on Buyer's age.
• Loan must be paid before Buyer reaches 70 yrs. old.
• Processing Fees includes Transfer of Title, Advance One Year Fire/MRI insurance,
• one year advance property tax and other blueprints.

Option 2: BANK FINANCING:

Selling Price	Php 1,090,000.00
20% Down Payment	Php 218,000.00
Less: Reservation	Php 10,000.00
Net Down Payment	Php 208,000.00
Payable in 12mo.	Php 17,333.33
Loanable Amount	Php 872,000.00
Add: Legal and Misc. Fees	Php 87,200.00
Total Loanable Amount	Php 959,200.00

Monthly Amortization @10.5% Interest (Bank Financing):

20 yrs.	Php 9,576.46
15 yrs.	Php 10,602.99
10 yrs.	Php 12,942.97
05 yrs.	Php 20,616.95

NOTE:

• Fire and MRI insurance are Not yet included.
• Move-in on the 13th to 15th month or after paying downpayment
• Processing Fees includes Transfer of Title.
• Interest rate is reference only.
• Prevailing interest rate will apply upon loan takeout.
• Bank terms for OFW and locally employed is 20 yrs.
• Developer will process loan. Tied up with Metrobank and UCPB.
• Bank maximum approved amount will depend on salary & age (loan maturity is 65 yrs. old)

Option 3: In-House Financing (Inner Unit)

Selling Price	Php 1,090,000.00
Down Payment	Php 218,000.00
ADD: Legal and Misc. Fees	Php 49,050.00
Total Down Payment	Php 267,050.00
LESS: Reservation	Php 10,000.00
Net Down Payment	Php 257,050.00
Payable in 12 months	Php 21,420.83
Total Remaining Balance	Php 872,000.00

• Amortization Excluding Insurance Fees:

10yrs.	Php 17,434.04
6yrs.	Php 22,143.07

NOTE:

• Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
• Transfer of Title cost not included.
• Processing fees includes One year Advance Real Property Tax & Insurances,
• Advance Homeowners Dues and Documentation/Notarial Fees.
• In-house processing will be processed by the Developer. Buyer just need to submit requirements

 

For Requirements Info: Click Here

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Stop Renting! Own your Dream Home.

CONTACT FOR FREE SITE VIEWING

Name: Johnny Chua
Website: www.cavitehomes.com
E-mail: sales@cavitehomes.com
Yahoo Messenger: asensotayo@yahoo.com
Contact: +63917-8617588 ; +63923-9026965 ; Landline: (02)566-0208

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